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Buying a new home? Apply for a pre-approval before you start looking for your home. This way, you know before hand, your purchase limit. Great if you intend bidding at an auction. Investment Loans Starting an investment portfolio is an investment in your future. Whether you want to supplement your income to improve your lifestyle, or save for retirement, it’s important to begin planning now. Getting started is the hardest but most important step. Different loans suit different needs and there are often many features to consider, but what is the right loan for you? Our lenders have a range of residential investment loans to meet the varying needs of investors. You can choose from variable and fixed rate loans, basic variable and introductory rate loans, as well as features like interest-in-advance and mortgage offset accounts. Considering refinancing your existing home loan? Want to reduce your monthly payments? Want a shorter term loan to pay off your home faster? Want to use the equity in your home for renovating, investments, school fees or consolidation of credit cards or small debts? No matter why you want to refinance, there are ways to make the process quicker and smoother. We can assess your current mortgage and see if there are new products on the market that may suit you better than what you have. Or perhaps consider just varying the loan that you have with your existing lender. Call us for a no obligation ‘home loan health check’. Phone 1300 722 811 Are you a First Home Buyer? Buying your first home is very exciting, but also very confusing. We can assist you with all the paper work, including the First Home Buyers Grant. Car Finance Finance for the purchase of private vehicles, both new and used. As well as motor cycles and boats. Consumer loans, Commercial Hire Purchase, Lease, Novated Lease and Chattel Mortgage. Deposit Bonds Acts as a substitute for cash deposit between signing a contract and settlement of the property. Can be issued for all or part of the deposit, up to 10 per cent of the purchase price.
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